Need Aggregator Working Capital Facility from Kenya Development Corporation (KDC)
Loan PurposePurchase of produce during peak seasons; short-term storage, sorting/grading, packing and transport to buyers or off-takers.
Target MarketSector: Post-harvest management.
Target clients: Aggregators of cereals, pulses, horticultural produce, dairy and other perishable or non-perishable agricultural products in Kenya including registered aggregators, wholesale traders and farmer/producer cooperatives.
Facility Structure
  • Revolving facility limit
  • Renewable annually subject to performance
Loan AmountMinimum Kshs 5 million
PricingAttractive rates and fees
Tenor3 to 12 months as per the terms of the contract or sales cycles.
RepaymentFlexible payments or structured instalments tied to sales milestones or terms of the contract.
Key Requirements
  • Legal status: Must be a registered business or co-operative in Kenya.
  • Operational track record: At least 12 months or two seasons of aggregation operations.
  • Banking & compliance: 12 months bank statements.
  • Buyer contracts or sales pipeline: Evidence of valid purchase orders, supply contracts or repeat sales history.
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